Protect your possessions and help pay for unexpected expenses.
If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings.
Pay for your personal possessions in the event of a burglary, fire or other covered disaster.
Get coverage against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and certain types of water damage.
If you have expensive jewelry, furs, sports or musical equipment, or collectibles, consider adding a floater to your policy.