Let us give you peace of mind knowing everyone involved in your project is insured properly.
Owners/General Contractors Insurance - Mini Wrap
The intent of a wrap-up insurance policy is to provide peace of mind that everyone involved in a project is insured properly. Wrap-up insurance is sweeping blanket coverage that protects the owner, contractors, and subcontractors. Wrap-up insurance is important because it avoids the need for every contractor and subcontractor to obtain their own liability insurance ensuring no gaps in coverage or insufficient limits.
Wrap insurance covers a number of risks for you, your project, and your workers. Policies can vary, but may include:
General Liability with a Broad Form Endorsement
- This covers all liabilities for a project, including bodily injury coverage against third-party injuries that occur on the site or if those injuries are the result of work-related activities by the contractor, subcontractor, or owner.
- It also protects third-party property against damage caused by anyone covered under the policy.
Builders risk covers for any water, weather, and fire damages to a building under construction.
Umbrella insurance provides coverage beyond the coverage limit for a general liability policy.
Workers' compensation provides coverage for workers' compensation insurance to all of the enrolled contractors or subcontractors on the project.
Commercial vehicle insurance covers cars, vans, trucks, or specialty vehicles used on the construction project against liability claims and property damage.
This covers property damage of all the parties named on your policy. Also, equipment floaters for specialized equipment and tools can be added as well as inland marine insurance for tools and equipment that has been transported to and from the job site.
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Need more contractors insurance coverages?
Builders Risk | Cargo/Transit | Contractor's Equipment |Contractors General Liability
Owners/General Contractors Insurance Mini-Wrap | Owners Interest Liability | Owners/Contractors Protective Liability
Performance & Completion Bonds | Pollution Liability | Products & Completed Operations | Trade Contractors | Workers Compensation