Do You Need Pollution Liability Insurance?
Dear Valued Customer, There are many ways a construction project could be left with an environmental incident that must be addressed. When everything has been taken into account, the project owner is responsible for any incidents that occur during their project, however, independent contractors must protect themselves against any claims of damage caused while on…Read More
Why You Need Pollution Liability
Delivering a construction project completed, on schedule and within the agreed budget is crucial for everyone involved. Delays due to product availability, staffing issues, or equipment malfunction are challenges all projects must overcome. However, unaddressed environmental risks can ultimately derail a project and significantly impact the schedule and budget. Although project impacts due to environmental…Read More
General Contractor Subcontractors/Trade Contractors Pollution Liability
General Contractor Liability When a general contractor is hired to complete a project, they oversee the entire project and may hire subcontractors to complete a portion of the work. Although the project owner retains some liability, the work performed, either by the general contractor or its subcontractors, is the responsibility of the general contractor, including…Read More
Demolition Contractors Need General Liability and Contractor Pollution Liability
Most contractors work in environments where asbestos, lead, mold, bacteria, and blood borne pathogens may exist and General Liability policies specifically exclude these exposures. Look into a Demolition Contractor Liability Insurance Program designed for demolition contractors who have less than a 25% environmental exposure. The Environmental Program includes expanded environmental coverage forms for those who…Read More