Home Insurance Checklist

Your Name(Required)

Best phone number to reach you(Required)

Email address(Required)

1. Is your roof leaking, or have you recently installed a new roof that might qualify you for insurance discounts?(Required)

2. Are your gutters clean and ensuring the free flow of water to prevent water damage?(Required)

3. Is the wiring in your property up to code and are electrical systems updated or improved, possibly impacting your insurance coverage?(Required)

4. Have you been keeping detailed records of all home maintenance, repairs, and any warranties or guarantees, as well as updating your home inventory with new valuables or high-ticket items?(Required)

5. Is your plumbing inspected regularly for damage, discoloration, and issues like slow drains or constantly running toilets, and are trees near your home inspected and unhealthy or dead limbs removed?(Required)

6. Are smoke detectors and fire extinguishers regularly tested and in good condition, and are there any new amenities like swimming pools, trampolines, or tree houses that might require increased liability coverage?(Required)

7. Have you invested in any advanced security systems, such as security cameras, alarm systems, and leak sensors, which could lead to insurance discounts?(Required)

8. Do you maintain an organized and clutter-free home, reducing the risk of fire hazards from items like old newspapers or boxes?(Required)

9. Are all home appliances functioning optimally, ensuring they do not pose any electrical risks?(Required)

10. Have you experienced any lifestyle changes such as marriage, a new child, or pets, that necessitate a review of your personal property limit or liability coverage?(Required)

11. Have you explored bundling your home insurance with other policies, like auto insurance, for potential savings, or reviewed your policy deductibles for opportunities to lower premiums?(Required)

12. Are there any changes to your utilities or services, including installations like solar panels, which could affect your home’s risk profile and insurance needs?(Required)