Disability Insurance protects you by replacing your income in the event of an accident. Some employers offer a form of short-term disability insurance but it may not be enough. What happens if they don’t provide that type of coverage or if it is not enough to replace your lost income? How will you look after […]
Earthquakes: Do I Need Additional Insurance For My Home?
It doesn’t take a strong earthquake to cause damage to your home or car. Even mild tremors can cause cracks in your foundation or damage to your personal belongings. Think again, if you believe you are covered, because typically, neither homeowners insurance or renters insurance covers damage caused by earthquakes. Instead, you need to purchase additional […]
How Long Do I Have to File an Auto Insurance Claim?
Recently, we addressed the most common questions people ask regarding their homeowner’s insurance. Another set of questions we commonly receive concern how to file an auto insurance claim. To help our clients understand the process better, we’ve put together a list of FAQs and what you need to know about filing an auto insurance claim in […]
Does Insuring Against Floods Also Cover Mudslides?
Considering that California has suffered one of its worst droughts for the past few years, it’s not likely that many people have thought about purchasing flood insurance. However, homeowners and businesses might want to consider getting flood insurance after the devastating mudslides in Montecito. What Does Flood Insurance Cover? Obviously, flood insurance covers flooding, but it also […]
How to Save Money On Insurance Without Sacrificing Coverage
When you look at your budget, insurance might not be on top, but it’s probably one of your larger expenses. That’s why most people would love to save money on insurance. The problem is that cheap insurance often means poor coverage. But, it doesn’t have to be that way. A good insurance agent can help […]
In A Sea of Choices, How Do You Choose Your Insurance Broker?
There are a lot of insurance companies who would like to sell you homeowner’s insurance. Some offer incentives and others capitalize on clever advertising; anything to convince you that their product is best. So, how do you know which homeowner’s insurance policy will meet your needs? Your best bet is to find an insurance broker […]