Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Click the flashing yellow buttons to learn more about the different types of coverage you need to protect your home.
When you call us, these are some of the areas we will review with you:
- The structure of your house: This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy.
- Your personal belongings: Your furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed by fire, hurricane or other insured disaster.
- Liability protection: Liability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets.
- Additional living expenses: This pays the additional costs of living away from home if you cannot live there due to damage from a fire, storm or other insured disaster.
How to Request a Proposal
For an insurance proposal at no obligation or cost please complete the form on this page and click the SUBMIT button.
You can also call us at 800.262.9998 or send us an email.